For you
A calmer relationship with your money.
SarvFlow is personal financial intelligence that understands the relationship between your money and your life. It notices the conditions around your decisions — and helps you shape the next one. Free for you when your organisation sponsors it, and private by design either way.
Yours, entirely
Your signals stay on your device. Your employer, bank or sponsor never sees individual data — not your spending, not your sleep, not your nudges. That is architecture, not a promise.
One thing at a time
No feed of anxiety. One timely suggestion, with the reason shown, that you can accept, adjust or dismiss. SarvFlow learns when to stay quiet.
Built for real weeks
Flexible targets, forgiving recovery, no streaks to break. The system is designed to survive travel, illness, busy weeks and changed priorities.
A week with SarvFlow
What it actually feels like.
Tuesday · SarvFlow noticed
Rough night, and your short-sleep days usually mean convenience spending. Lunch plan sorted before noon beats a 9pm delivery — want a £10 cap today?
Signal: sleep pattern & spending rhythm · Control: accept, adjust, dismiss
Thursday · Payday
£40 moved this morning is far more likely to stick than the monthly rule that keeps lapsing. One tap schedules it.
Signal: income rhythm & lapsed savings rule · Control: schedule or ignore
Sunday · Week ahead
Cold and wet all week — your delivery spending usually climbs in weeks like this. One proper shop now could save £30–40.
Signal: local forecast & your history · Control: entirely yours
Friday · Progress
Three calm weeks in a row. Your buffer is £110 stronger than last month. That's the loop working.
Signal: your goal progress · Control: celebrations can be muted too
Examples are illustrative of the product in development. Every real nudge follows the Nudge Canon.
Control
You choose what SarvFlow knows.
Every signal is separately permissioned and separately revocable. Share only your goals and SarvFlow is still useful. Share more and it gets sharper. The trade-off is always yours to make, in plain English, and reversible at any time.
- Granular permissions — each signal switchable on its own
- Reversible choices — off means off, including history
- Explainability — every insight shows its reason
- No selling personal data — not now, not as a future “pivot”
Money that understands your life.
Help shape a calmer, more useful kind of financial intelligence. Join the early access list for meaningful product updates and an invitation when we are ready.